Neha Kukrety
Associate Professor
PhD (DIT University); Visiting Faculty (DIT University & UPES); Certified Assets Trainer (NSIC Uttarakhand and SMAU Haridwar)
Neha Kukrety is an academic leader and finance educator with over 14+ years of experience across academia and industry in finance, banking, corporate credit, financial planning, portfolio management, fintech, digital lending.
At Shoolini University, she contributes to management education through teaching, academic leadership, and research in finance, fintech, digital lending, and emerging financial technologies.
Core Expertise
Banking and Insurance, Corporate Credit, Financial Planning, Portfolio Management, Digital Lending, Fintech, Financial Management, Financial Derivatives, Financial Modelling, SME/MSME Finance, Risk Management, and Academic Leadership.
Industry Experience
Over 9 plus years of experience across leading banks and financial institutions, including ICICI Bank, HDFC Bank, Kotak Mahindra Bank, IndusInd Bank, and Edelweiss Capital Finance.
Research and Recognition
An active researcher with publications in Scopus-indexed and ABDC-listed journals on digital lending, blockchain in banking, CSR, and financial behaviour, along with contributions in book chapters, articles, case studies, and academic newsletters. Recognized for research-led teaching, academic writing, and continuous professional development through FDPs, workshops, and certifications.
Teaching Style
A student-centered, interactive, and practice-oriented teaching style that blends conceptual clarity with real-world application, case discussions, and experiential learning. Focuses on encouraging critical thinking, confidence, and career readiness through a mix of lectures, examples, class participation, and industry-relevant insights.
Publications
Research Articles
- Trust and Behavioural Intention in Digital Lending Adoption: Evidence from PLS SEM Modelling,2026
- Information Asymmetry and Digital Credit Adoption in Emerging Economies: Evidence from India ,2026
- Informational Frictions and the Regional Cost of Digital Credit: Instrumental-Variable and Oaxaca–Blinder Evidence on the Urban-Periphery Divide in India,2026
- Adoption Intention for Digital Lending Spread: A bibliometric content analysis and future research directions Electronic Commerce and Information Management Towards the Digital Era ,2025
- Adoption of Digital Lending Platforms in India: Insights from Thematic Analysis and Consumer Perception Journal of Knowledge Economics,2025
- CSR and firm’s financial performance amidst mandatory CSR regulations in India: systematic review-based meta-analysis International Journal of Critical Accounting 2024
- Blockchain Technology and Legal Framework in India: A Systematic Review International Journal of Research 2023
- Blockchain Technology in Indian Banking Sector: A Systematic Review Envisaging Application in the Banking Sector International Journal of Research 2023
Book Chapters
- Leveraging Artificial Intelligence for Tax Monetization , IGI Global Scientific Publishing,2026
- Applications, Challenges, and Opportunities of Blockchain Technology in Banking and Insurance, IGI Global, 2022
- Cryptocurrency: A New Investment Avenue in India, IGI Global, 2022
- Role of Women in Boards of Corporates, Socioeconomics of Women in India, Weser Books, 2022
Articles
- Trends in Indian Industry Post Independence" Industry @75, ICSI, 2022
- Shifting Sectoral Trends in CSR Spending, ICSI ,2022
- GST: A Transformative Force Reshaping India’s Economic Landscape, ICSI, 2023
- AGRICULTURE SECTOR IN INDIA SINCE INDEPENDENCE “AGRARIAN CYBERNATION”, ICSI ,2023
- Fintech's Global Trailblazing: Transforming Lending and Expanding Financial Inclusion near and far, ICSI, 2024
Case Studies
- A Swift Shift in Indian Automobile Sector ,2023, Case Centre
- BAKRAW: A sustainable livelihood Business initiative for small and marginal farmers in India, 2024 Routledge
- Aditya Birla Fashion and Retail Ltd – Liquidity as the Catalyst for Restructuring,2025, Case Centre