Neha Kukrety

Neha Kukrety is an Associate Professor at Shoolini University. She is an academician and researcher with over 12 years of diverse experience spanning the finance industry and higher education. After a successful career in merchant banking, where she held leadership roles at several esteemed financial institutions, she transitioned into academia with a mission to shape the next generation of finance professionals.  

Assoc Prof Kukrety holds a PhD in Management from DIT University. She has also earned a PGDM in Banking and Finance from Manipal University, an MCom in Finance, and a BCom (Hons) in Finance—both from Banaras Hindu University. In addition, she has completed several professional certifications, including CAIIB, JAIIB, IRDA, NSDL, NISM, and CFP Level IV. 

She has also been a visiting faculty member at DIT University and UPES University, delivering lectures in Finance, Corporate Law, and Taxation. She is a Certified Assets Trainer for NSIC Uttarakhand and SMAU Haridwar. 

Before transitioning into academia, Neha built an impressive career in the banking sector spanning over nine years. She held key positions, including Location Head at Edelweiss Capital Finance (Uttarakhand), Regional Sales Manager in the Business Banking Group at IndusInd Bank Ltd (Uttarakhand), and Portfolio Resolution Manager for Business Assets at Kotak Mahindra Bank Ltd (Uttarakhand). Her previous roles also include Business Acquisition Manager at HDFC Bank Ltd and Credit Relationship Manager at ICICI Bank Ltd, where she served both in Uttarakhand and Delhi. 

Her publications reflect her commitment to exploring emerging financial technologies and their implications for the Indian financial landscape. The research interests lie at the intersection of finance and technology, with a focus on:  

Research Articles   

1. Adoption Intention for Digital Lending Spread: A bibliometric content analysis and future research directions Electronic Commerce and Information Management Towards the Digital Era2025  
2. Adoption of Digital Lending Platforms in India: Insights from Thematic Analysis and Consumer Perception Journal of Knowledge Economics,2025  
3. CSR and firm’s financial performance amidst mandatory CSR regulations in India: systematic review-based meta-analysis International Journal of Critical Accounting 2024  
4. Blockchain Technology and Legal Framework in India: A Systematic Review International Journal of Research 2023  
5. Blockchain Technology in Indian Banking Sector: A Systematic Review Envisaging Application in the Banking Sector International Journal of Research 2023  

Book Chapters  

1. Applications, Challenges, and Opportunities of Blockchain Technology in Banking and Insurance , IGI Global, 2022  
2. Cryptocurrency: A New Investment Avenue in India, IGI Global, 2022   
3. Role of Women in Boards of Corporates , Socioeconomics of Women in India, Weser Books, 2022  

Articles   

1. Trends in Indian Industry Post Independence" Industry @75, ICSI, 2022  
2. Shifting Sectoral Trends in CSR Spending, ICSI ,2022  
3. GST: A Transformative Force Reshaping India’s Economic Landscape, ICSI, 2023   
4. AGRICULTURE SECTOR IN INDIA SINCE INDEPENDENCE “AGRARIAN CYBERNATION”, ICSI ,2023  
5. Fintech's Global Trailblazing: Transforming Lending and Expanding Financial Inclusion near and far, ICSI, 2024   

Case Studies   

1. A Swift Shift in Indian Automobile Sector ,2023, Case Centre   
2. BAKRAW: A sustainable livelihood Business initiative for small and marginal farmers in India, 2024 Routledge   
3. Aditya Birla Fashion and Retail Ltd – Liquidity as the Catalyst for Restructuring,2025, Case Centre